LEGAL

Terms of Service

Last updated: November 27, 2025

Welcome to Begini. These Terms of Service ("Terms") govern your access to and use of the Begini website, educational programs, investment services, and related offerings (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our Services.

1. Acceptance of Terms

By creating an account, registering for a program, making a payment, or otherwise using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

You must be at least 18 years of age to use our Services. By using our Services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into a binding agreement.

2. Description of Services

2.1 Begini Academy

Begini provides educational programs focused on cryptocurrency trading, including but not limited to:

  • Live trading sessions and webinars
  • Structured learning tracks (Base, Pro, Fund Track)
  • Risk management and psychology training
  • Access to private community channels
  • Trade reviews and mentorship
  • Educational materials and resources

2.2 Begini Capital

Begini Capital offers structured capital management services, including:

  • Portfolio management with defined risk parameters
  • Transparent performance reporting
  • Multiple investment plans with varying risk profiles
  • Personal manager support

Investment services are subject to separate agreements and disclosures provided before any capital deployment.

3. Risk Disclosure

⚠️ Important Risk Warning

Trading and investing in cryptocurrencies involves substantial risk of loss and is not suitable for all individuals. The high degree of leverage available in futures trading can work against you as well as for you.

You should carefully consider whether trading or investing is appropriate for you in light of your financial condition. Key risks include:

  • Volatility Risk: Cryptocurrency markets are highly volatile. Prices can fluctuate dramatically in short periods.
  • Leverage Risk: Trading with leverage amplifies both gains and losses. You can lose more than your initial investment.
  • Liquidity Risk: Some markets may have limited liquidity, affecting your ability to enter or exit positions.
  • Regulatory Risk: The regulatory environment for cryptocurrencies is evolving and may change.
  • Technology Risk: Exchanges and platforms may experience technical failures, hacks, or operational issues.
  • Total Loss: You should only trade or invest with funds you can afford to lose entirely.

4. No Guarantees

Begini does not guarantee any specific results, profits, or returns. Past performance is not indicative of future results. Any examples, case studies, or performance figures provided are for illustrative purposes only and should not be construed as guarantees.

Our educational programs are designed to teach methodology, risk management, and trading psychology. Your success depends on your own decisions, discipline, market conditions, and numerous other factors beyond our control.

For Begini Capital services, target returns and drawdown ranges are projections based on historical data and models. Actual results may differ materially from projections.

5. User Responsibilities

As a user of our Services, you agree to:

  • Provide accurate and complete information during registration and throughout your use of Services
  • Maintain the confidentiality of your account credentials
  • Take responsibility for all activities under your account
  • Comply with all applicable laws and regulations
  • Not share, resell, or redistribute program materials or access
  • Not engage in any activity that disrupts or interferes with our Services
  • Not use our Services for any unlawful purpose
  • Follow community guidelines and treat other members with respect

6. Selection and Enrollment

Enrollment in Begini programs is subject to a selection process. We reserve the right to:

  • Accept or reject any application at our sole discretion
  • Request additional information or documentation from applicants
  • Set eligibility criteria for different programs
  • Limit enrollment numbers for quality control
  • Remove participants who violate Terms or community guidelines

Selection decisions are final. We are not obligated to provide reasons for rejection.

7. Payment Terms

7.1 Fees and Pricing

Program fees are as stated at the time of enrollment. Prices are subject to change for future enrollments. Payment plans, where offered, are subject to specific terms provided during checkout.

7.2 Refund Policy

Due to the nature of our educational services and the immediate access to proprietary materials and live sessions:

  • Before Program Start: Full refund available if requested before the program officially begins
  • After Program Start: No refunds once the program has commenced and materials have been accessed
  • Special Circumstances: Exceptional cases may be reviewed individually at our discretion

For Begini Capital, deposit and withdrawal terms are governed by your individual investment agreement.

7.3 Chargebacks

Initiating a chargeback or payment dispute without first attempting to resolve the issue with us directly will result in immediate termination of access and may result in collection action.

8. Intellectual Property

All content, materials, methodologies, strategies, logos, and branding associated with Begini are our exclusive intellectual property or used under license. This includes but is not limited to:

  • Educational videos, documents, and presentations
  • Trading strategies, setups, and frameworks
  • Software tools and analytical models
  • Community content and communications
  • Website design and user interface

You are granted a limited, non-exclusive, non-transferable license to use these materials for personal educational purposes only. You may not copy, distribute, modify, sell, or publicly display our materials without explicit written permission.

9. Confidentiality

You agree to maintain confidentiality of all proprietary information, strategies, and methodologies shared through our Services. You may not disclose, share, or publish this information in any form without our prior written consent.

Violation of confidentiality provisions may result in immediate termination and legal action.

10. Limitation of Liability

To the maximum extent permitted by applicable law:

  • Begini shall not be liable for any indirect, incidental, special, consequential, or punitive damages
  • We are not responsible for trading losses, investment losses, or any financial decisions you make
  • Our total liability for any claims arising from your use of Services shall not exceed the amount you paid to us in the 12 months preceding the claim
  • We are not liable for any interruption, delay, or error in our Services

You acknowledge that trading decisions are yours alone, and you assume full responsibility for their outcomes.

11. Indemnification

You agree to indemnify, defend, and hold harmless Begini, its officers, directors, employees, agents, and affiliates from any claims, damages, losses, liabilities, costs, or expenses (including legal fees) arising from:

  • Your use of our Services
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Your trading or investment activities

12. Termination

We reserve the right to suspend or terminate your access to our Services at any time, with or without cause, with or without notice. Reasons for termination may include:

  • Violation of these Terms or community guidelines
  • Fraudulent or illegal activity
  • Non-payment of fees
  • Behavior that harms other members or our reputation
  • Sharing or redistributing program materials

Upon termination, your right to use our Services ceases immediately. Provisions regarding intellectual property, confidentiality, limitation of liability, and indemnification survive termination.

13. Dispute Resolution

Any disputes arising from these Terms or your use of our Services shall be resolved through:

  1. Informal Resolution: We encourage you to contact us first to resolve any issues informally.
  2. Mediation: If informal resolution fails, disputes may be submitted to mediation.
  3. Arbitration: Unresolved disputes shall be settled by binding arbitration in accordance with applicable rules.

You agree to waive any right to participate in class actions or class-wide arbitration.

14. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts in the relevant jurisdiction for any legal proceedings.

15. Modifications

We reserve the right to modify these Terms at any time. Material changes will be communicated through our website or email. Your continued use of our Services after changes take effect constitutes acceptance of the revised Terms.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy and any additional agreements you enter into with us, constitute the entire agreement between you and Begini regarding your use of our Services.

18. Contact Information

For questions about these Terms of Service, please contact us:

Begini

Email: support@beginiltd.com

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